Texas Contractors Insurance
Prime Insurance Solutions helps contractors of all types throughout the great state of Texas. We specialize in insurance packages for contractors and have access to a wide range of carriers to get you the policy that fits.
Please use our quote button above for same day quote or give us a call 877-259-7920 We'd love a chance to earn your business.
Prime Insurance Solutions provides contractors general liability insurance and other coverages vital to contractors including builders risk insurance, commercial auto coverage, and insurance for tools and equipment. Texas Contractors Insurance can be very confusing at times, so we are here to assist you through the process of selecting the right coverage from the right company. We have many companies to find you the best possible coverage at an affordable price. We have many years in the Construction insurance industry to evaluate your risk and solve the coverage needs of your Texas construction company.
Contractors Insurance Coverages in Texas
- General Liability Insurance - This liability insurance will protect you from most claims that would arise from the day to day activities. This includes the activity of running a business and the type of accidents that would occur at a job site.
- Tools and Equipment - Hand tools are normally covered on a blanket basis with no list or schedule. No item can exceed $500 in value. Equipment Insurance will protect your larger tools and equipment such as welders, generators, nail guns and other expensive portable equipment.
- Builders Risk - C.O.C (Course of Construction) - Physical damage insurance for property under construction. Lenders will require it before issuing construction financing. They will usually require this coverage before funding remodeling projects as well and some policies can be endorsed to include the structure being remodeled also.
- Workers' Compensation - Contractors are responsible for providing this coverage for employees but may also have the exposure because of subcontractors who have not provided workers' compensation insurance for their employees. This exposure can be avoided by insisting that subcontractors carry appropriate workers' compensation insurance.
- Business Auto Insurance - Personal auto policies exclude autos used for Commercial and Business purposes and would therefore require coverage on a policy designed for such use. If you use your automobile in business, be sure you have the right policy and coverage is not excluded.
At Prime Insurance Solutions, we have the experience to understand your risks and develop insurance solutions to fit your unique needs. So, contact us to discuss your specific needs.
We help many types of contractors including but not limited to: